Question 1

How much does it cost per month to live at Trust Communities?

Accepted Answer

Most residents financing a single section home pay $1,300-$1,600/month all-in at both communities. Multi-section homes at Ravenel Gardens range $1,500-$1,900/month. Costs include loan payment, homesite lease, insurance, taxes, and trash. Most lenders require 575 credit score and $4,500/month gross income.

Question 2

What is the homesite lease?

Accepted Answer

Monthly fee to lease the land your home sits on. Ravenel Gardens: $750/month. Edgebrook Gardens: $850/month. You own your home.

Question 3

Can the homesite lease go up after my lease term?

Accepted Answer

Rate is locked for the lease term. At renewal it may adjust to market rate. No increases scheduled at this time.

Question 4

What other monthly costs are there besides the homesite lease?

Accepted Answer

Home loan payment if financing, homeowners insurance, property taxes, and trash at $25/month weekly. No HOA fees.

Question 5

How much is the down payment?

Accepted Answer

Most lenders require a minimum 10% down payment on the purchase price. All or part of the down payment can be a gift from a family member or close friend.

Question 6

What is the deposit and is it refundable?

Accepted Answer

Ravenel Gardens: $1,790 deposit — $1,000 toward down payment, $750 homesite deposit returned at move-out, $40 non-refundable background screening. Edgebrook Gardens: $1,890 deposit — $1,000 toward down payment, $850 homesite deposit returned at move-out, $40 non-refundable background screening.

Question 7

Are there any other fees I should know about?

Accepted Answer

There is a $300 South Carolina sales tax due at the time of purchase.

Question 8

Can I pay cash for the home?

Accepted Answer

Yes, we accept cash purchases.

Question 9

Do you sell to investors?

Accepted Answer

No. We do not sell to investors. Every home we sell goes to the person living in it. The discount we offer exists entirely to benefit residents, not landlords.

Question 10

What credit score do I need?

Accepted Answer

Most lenders require a minimum 575 credit score, though this can vary slightly by lender.

Question 11

What income do I need to qualify?

Accepted Answer

Most lenders require a minimum $4,500/month gross household income.

Question 12

What lenders do you work with?

Accepted Answer

21st Mortgage and AutoMHatic Financial. Both specialize in manufactured home financing. Our Sales Manager can connect you with both during a tour.

Question 13

How long are the loan terms?

Accepted Answer

AutoMHatic Financial offers loan terms up to 25 years. 21st Mortgage offers terms up to 23 years.

Question 14

Can I use a co-signer?

Accepted Answer

Yes, lenders will allow a co-signer on your loan.

Question 15

Can I use a VA, FHA, USDA, or conventional home loan?

Accepted Answer

Those programs are difficult in land-lease communities since they require owning the land. Our two lending partners specialize in manufactured home financing in land-lease communities.

Question 16

Do you offer your own financing?

Accepted Answer

A lease-to-own option is available for residents who cannot qualify for a traditional home loan. The Sales Manager can walk you through details during a tour.

Question 17

What is the interest rate?

Accepted Answer

Rates vary by credit profile and lender. Our Sales Manager can connect you with both lending partners for current rates.

Question 18

What types of homes are available?

Accepted Answer

Ravenel Gardens: single and multi-section, 2-4 bed, 2 bath, $49,900-$84,500. Edgebrook Gardens: single section, 2-4 bed, 2 bath, $49,900-$72,900.

Question 19

Are the homes brand new?

Accepted Answer

Yes. Every home we sell is brand new construction.

Question 20

Can I move in my own manufactured home instead of buying one?

Accepted Answer

Ravenel Gardens allows single and multi-section move-ins. Edgebrook Gardens allows single section only. Resident must be approved first. Homes must be within 5 years old and well maintained. Older homes considered case by case.

Question 21

Can I buy a home and have it delivered to my own land?

Accepted Answer

We only sell homes within our communities. We cannot deliver to an outside site.

Question 22

Do the homes come with appliances?

Accepted Answer

Appliance packages vary by model. Our Sales Manager can walk you through what is included in each model during a tour.

Question 23

Is there a warranty on the home?

Accepted Answer

Warranty details vary by model and manufacturer. Our Sales Manager can walk you through warranty information for any specific model during a tour.

Question 24

How long does the process take from approval to move-in?

Accepted Answer

The entire process typically takes 30-90 days, though it can move faster depending on your specific circumstances.

Question 25

Where are the communities located?

Accepted Answer

Ravenel Gardens: 6038 Savannah Hwy, Ravenel SC 29470 — 11 min from West Ashley, 25 min from Charleston, 30 min from Edisto Beach. Edgebrook Gardens: 110 Edgebrook Dr, Summerville SC 29486.

Question 26

What schools serve each community?

Accepted Answer

Ravenel Gardens: EB Ellington Elementary, Baptist Hill Middle, Baptist Hill High. Edgebrook Gardens: College Park Elementary, College Park Middle, Stratford High.

Question 27

Is there an HOA?

Accepted Answer

No. There is no HOA at either community.

Question 28

Who maintains the community?

Accepted Answer

Trust Communities maintains all common areas. Residents are responsible for maintaining their individual homesites, including lawn care and general upkeep.

Question 29

Are pets allowed?

Accepted Answer

Yes, pets are welcome. Residents may have up to 2 dogs with a weight limit of 50 lbs per dog. Some breed restrictions apply. Our Sales Manager can go over the full pet policy during a tour.

Question 30

Is there parking?

Accepted Answer

Yes, each homesite includes a parking pad.

Question 31

Can I have a shed or garage?

Accepted Answer

Yes, accessory structures are permitted subject to approval. Our Sales Manager can go over the specifics during your tour.

Question 32

Can I make modifications or additions to my home?

Accepted Answer

Yes, modifications and additions are subject to approval by the Community Manager.

Question 33

Are there age restrictions?

Accepted Answer

No. There are no age restrictions. All are welcome.

Question 34

Are there community rules?

Accepted Answer

Yes, community rules are in place. Our Sales Manager can walk you through them during a tour.

Question 35

When are homes available?

Accepted Answer

Phase 1 at both Ravenel Gardens and Edgebrook Gardens launches September 1, 2026. Homes are released in phases. Joining the waitlist gets you first access before homes go public.

Question 36

What is the waitlist and how does it work?

Accepted Answer

Join at trustcommunities.com. Select your community and preferred homes. Waitlist members are contacted first as move-in dates approach. No commitment required.

Question 37

How do I schedule a tour?

Accepted Answer

Tours by appointment only. Ravenel Gardens: Wed-Sun 9AM-1PM, last tour 12PM, book at trustcommunities.com/ravenel-gardens. Edgebrook Gardens: Wed-Sun 2PM-8PM, last tour 7PM, book at trustcommunities.com/edgebrook-gardens.

Question 38

What is the background screening?

Accepted Answer

All residents 18 and older must complete a background screening covering felony convictions and a soft credit inquiry that does not affect credit score. Fee is $40 per homesite, non-refundable. Felony findings allow for context before a decision.

Question 39

How long is the homesite lease?

Accepted Answer

Homesite leases are for 12 months and renew annually.

Question 40

Is there an early move-out fee?

Accepted Answer

Residents are asked to stay at least four years. Early move-out incurs a $6,000 fee. Most buyers find the purchase price savings still outweigh this fee.

Question 41

What happens if I miss a homesite lease payment?

Accepted Answer

Payments more than 30 days past due may result in formal proceedings. Contact the Sales Manager right away if you anticipate a late payment.

Question 42

What utilities are available?

Accepted Answer

Utility details vary by community and homesite. Our Sales Manager can walk you through what is available at your specific homesite during a tour.

Question 43

Is trash pickup included in my homesite lease?

Accepted Answer

Trash service is required for all residents and is billed separately at $25/month. Pickup is weekly.

Question 44

Do the homes have washer and dryer hookups?

Accepted Answer

Yes. Every home comes with washer and dryer hookups. There are no central laundry facilities.

Question 45

Can I have guests stay with me?

Accepted Answer

Yes. Anyone 18 or older living in the home on an ongoing basis must complete a community prescreening. Ask the Sales Manager for details.

Question 46

Can I rent my home out?

Accepted Answer

No. Homes cannot be rented out. At least one owner must live in the home at all times. This policy exists to protect the community and ensure every home belongs to someone who lives in it.

Question 47

What happens when I want to sell my home?

Accepted Answer

You can take your home with you or sell within the community. The Sales Manager can walk you through both options.

Question 48

What happens at the end of my lease?

Accepted Answer

Leases renew annually. Our Sales Manager can walk you through the renewal process and answer any specific questions.

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